The smartphone can be an excellent personal assistant to keep an eye on expenses, family budgets and bill costs so that you know how much you can spend and when it would be better to save. These are free applications for iPhone and Android, designed to organize items of expenditure and capable of automatically creating reports and graphs on the financial trend or, in simple terms, on how much money comes out each month.
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1) GoodBudget, for iPhone and for Android, is one of the most popular applications in the world for personal financial management.
This app allows you to put together income and expenses in order to create a monthly budget with spending limits.
You can create different categories to record how much you will spend each month.
Even if it has not too attractive graphics, it works well, it is very detailed and it synchronizes the account data online so, if you want, to share it with other family members too.
2) Expense Manager, for Android is a very clear and very detailed tabular app where you have to add the various expenses made so that you can then know how much you are spending and how much you will need to save if you exceed certain limits.
The program provides a list of common expenses and various categories also with precompiled models in order to facilitate and speed up the first compilation which is then the most boring one.
There are many options of various types, support for multiple accounts, photo storage, widgets for the Android home screen.
The only flaw, also here, is the very full and not very easy to find graphic interface.
3) Expensify, for Android and for iPhone, is a more modern application that simplifies the collection of items of expenditure thanks to its SmartScan.
It is therefore possible to take photos on receipts and bills, leaving the application to transcribe the numbers and the various references.
In the end it is possible to obtain detailed reports to check the progress of the money and understand where you can save.
The data can be synchronized online and the app can also be used from the PC on the website.
4) Monefy for Android is similar to other applications for managing expenses, recording earnings and creating a budget so you know how much you can spend each month.
What can make her prefer is her prettier graphics, made of self-explanatory drawings and icons that are much easier to use than text and text menus.
Furthermore, what is not secondary, this application is all in Italian.
5) Visual Budget for iPhone and Financisto - Expense Manager for Android are two simple and very graphic apps for those who do not want to be behind the too many functions of other applications and for those who just want a quick program to mark the money spent and create a budget.
The Financisto Android app also allows you to manage personal finances and manage current accounts and credit cards.
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