The free personal financial management programs are not so many and perhaps, in Italy, they are not too used. Having already seen the best management software, free, useful to keep personal and family accounting on a PC or even online, on the internet, in this article we extend the discussion by presenting some free and free programs aimed at managing the money and finances of a single or a family.
READ ALSO: 10 free invoicing and accounting programs for self-employed and small businesses
To understand the type of programs we are talking about, let's make a quick quote of the best financial management software in the world which is also the most popular but it is not absolutely free.
Quicken is one of the best software for managing sols, and certainly the most popular and sold.
Not only does it allow you to manage money easily, but it also has several useful functions to create reminders, manage the budget of portfolio investments and securities on the stock exchange. Quicken, even if it has an extremely simple to use interface, is mainly aimed at financial and professional investors and brokers and allows you to monitor stock prices online and keep track of your investments. The Quicken purchase price ranges from $ 39.99 to $ 99.99 only works on Windows and Mac.
Fortunately there are many free software that work on various platforms and are excellent alternatives to use instead of Quicken.
1) GnuCash is the Quicken-like program for financial management.
Not only can it be used as a personal finance manager, but it also works well as a business accounting software.
The interface is simple to use, very functional and fully complies with accounting principles. The most relevant features of GnuCash are the support for the double entry, the planning of the operations, the online verification of the status of their equity investments and automatically synchronized and the support for the import and export of Quicken files (OFX / QFX) . GnuCash is available for free for Windows, Linux and Mac and is also in Italian with documentation and manuals all in Italian.
2) With the control of expenses and money of Money Manager Ex, a program very similar to GnuCash, you can manage your financial situation and also your personal investment accounts, with speed and little effort. MMEx, has as its useful feature, the large detail screen of operations that allows you to view all the money movements at a glance. Money Manager Ex can be run on Windows Mac and Linux, in Italian.
3) Grisbi is certainly the simplest and most intuitive program, characterized by a clean interface that makes organizing finances a breeze. All options are organized into tabs that can be accessed quickly. The default currency used in Grisbi is the euro, but other currencies can also be easily entered. By inserting the right exchange rate it is also possible to convert the coins automatically. You can manage multiple accounts together, different categories of income and expenditure of money and budget items. Grisbi's greatest advantage is its ability to generate relationships between the various items and to present data in numerous ways with very detailed graphical reports that can be exported in CSV or HTML format. Grisbi is available, free of charge, for Windows, Linux and Mac and is also in Italian and provided with a manual always in Italian .
4) Home Bank is a small and light software to manage money and money from your finances. Very simple in design and does not have the same options and resources as the previous ones, however it is highly recommended for those who have no experience in this type of program or who prefer a more agile and faster program with only basic functions .
Home Bank is also available for Windows, Linux and Mac, it is a free software also in Italian .
5) JGnash is a Java-based software and, therefore, it can be used in almost all platforms that support Java or practically all systems. When you start jGnash for the first time, you may be puzzled to find a blank screen, with very few instructions on how to get started, however it is full of features that, with a little patience, you can explore. In addition to managing its finances, jGnash also allows you to monitor your bank account and investment operations . If you are a little expert in java programming, you can also create javascript and manage them in jGnash by customizing the program and implementing new functions.
6) Acemoney Lite is the free version of the paid Ace Money program and offers all the basic functions of a very large program for financial management, budget management, tracking investment performance, account payments, debt and mortgage monitoring and other things.
7) Without using programs you can register and manage personal expenses on Gmail thanks to a Google Docs module as explained in another article.
Free space in the comments to report other free programs for personal financial management.
