These days, a little mistrust has returned on the services related to online shopping due to the Sony affair and the Playstation accounts that, it seems, have been stolen but online payments are still something from which it is impossible to stay away today. To buy on the internet the best thing is to use a rechargeable credit card such as PostePay or, even better, to associate such a rechargeable credit card on PayPal, so as to speed up money transfers.
PayPal is an online account for making and receiving payments, using the Email address, without or with low costs.
Paying on Paypal is so simple that it has become the most common and most used payment method when you have to make micropayments, if you have to exchange large amounts of money between two people, to buy on Ebay, to buy credits on Facebook, to make donations and also to receive money from friends, perhaps to make a gift.
Just because Paypal is a very versatile tool, the Paypal Mobile application becomes available for free for Android phones and smartphones, for iPhone and BlackBerry .
Using Paypal Mobile becomes almost like keeping cash in your wallet or purse.
We who are so expert in handling tools such as the internet, cell phones and debit cards (or rechargeable cards), we could avoid carrying around the money and always pay with electronic transfers, even for purchases of two euros (in Italy I don't think own).
The PayPal mobile application could be useful in various situations, not only for making purchases, but for sending money to other users without using cash, a check, without wire transfers, money orders or credit cards.
The new PayPal Mobile version includes some very useful functions for carrying out monetary transactions.
Personally I have tested the application on an HTC Android smartphone but it should also be the same on iPhone and Blackberry.
After downloading the application, you need to log in with your Paypal credentials: Email and password.
Of course I'm assuming you already have a PayPal account.
After proceeding to access, you can request a PIN so, the following times, you can access the application from your mobile phone, without having to re-enter the password.
The PIN is similar to that of the ATM so if you lose your iPhone, there will be no risk that those who find it can use the Paypal account to steal money.
Also keep in mind that with PayPal, the numbers of the associated credit card and that of the bank account are never disclosed to the recipients of the payments.
To enable the PIN and the mobile phone, it will be necessary to authorize the mobile phone number used, giving confirmation from the option that appears on the right in the general information page of your PayPal account.
With PayPal mobile you can keep an eye on your account balance to always know how much money is in the account.
You can do it in two ways: from the application itself or by sending an SMS with the word " paypal balance " to the number 3424133503 .
It is not possible, from Italy, to send or receive money using SMS, which is instead possible with a US account.
With the Paypal mobile application, however, sending money to someone becomes a matter of seconds.
If two people have an iPhone or a Blackberry or an Android smartphone with the Paypal application, they can exchange money simply by enabling the Bump, connecting the phones with the appropriate option in the Tools menu.
Finally, if you are with a group of people, let's say in a restaurant, and you want an easy way to divide the bill in equal parts, not only can you use the PayPal application to know how much each person should pay but it is also possible send or request payment from others, if they also have Paypal of course.
Personal transactions via Paypal have no commissions if it is money transfers between family and friends, to make gifts or donations.
Those who have not yet registered a Paypal account know that it is free both in the opening and in the management and that it is enough to associate a PostePay or other debit cards to top up the online account.
Micropayments between normal personal accounts are always free even from mobile phones.
From the application for Android, iPhone and Blackberry it is also possible to top up the Paypal account using the registered credit card or adding a new one with the transfer of funds for which there is a commission.
Based on my experience I have found PayPal a safe way to send and receive money. Every now and then fraudulent emails arrive that pretend to be PayPal and that require checks a bit like the Italian post office and other bank accounts
These are phishing attempts aimed at stealing passwords.
If you like the idea of using the Paypal Mobile application from a mobile phone, it is better to write down the telephone support numbers in the phone book in case there are problems.
READ ALSO: Create a personal link to receive payments on Paypal.me
